Don’t try this at home: I, on occasion, have been known to finally sit down to pay my bills two weeks after payday. Yes, I know better. Most of it’s already spent anyway, and it’s kind of a joke at that point. Seriously, my biggest struggle has been actually sitting down to get it done on time each payday.
Why? Personally, I can think of two things:
- Sheer laziness. I’d rather do the dishes or watch TV (and not in that order).
- What exactly do I do first? I don’t have a neat little checklist of money tasks to sit down and run through. And how long will this take, anyway?
Thing #1 is my problem to deal with. Probably I need to take my own money more seriously. Perhaps thing #2 could possibly be tackled more easily…?
Next week: the silver bullet for financial slackers and money underdogs. But first: I want to hear from you. What are the things that keep you from spending a little time each month to pay bills, etc? How do you overcome them? Do you have any tricks you can share?